OUR SERVICES


We leverage Stifel's 130 years of experience and have access to the firm's incredible intellectual capital, including our investment strategy, wealth planning professionals, trust affiliates, and estate planning services.  

Retirement income planning:  We work closely with our clients to determine their financial goals throughout the retirement period, and then we provide and implement recommendations in an effort to increase the probability that these goals are reached.  Our clients also trust us in the management of their assets during and before the retirement period to ensure that all their assets are continually working toward those goals. 
 

Estate planning strategies:  We address the needs of our clients' estate, from helping families implement estate planning strategies, to legacy planning, gifting, or assisting with family governance and wealth planning concerns.  We also pair appropriate third-party trustees with our clients' trust accounts and assist in selecting an appropriate advisory strategy for managing trust assets.

Professional Money Management:  Our team strongly believes in the power of diversification, both in your portfolio and among your decision makers.  We believe that having diversity of thought and ideas is a substantial benefit to you.  

For this reason, we often employ the services of a professional money manager to oversee a particular allocation in the portfolio.  It is our responsibility to oversee how all of our managers collectively fit together.  

Diversification and asset allocation do not ensure a profit or protect against loss. 

Risk management strategies:  Our goal here is to transfer risk from the client to the insurance companies.  This will help protect our clients' wealth and give them the qualitative advantage. 
 

Education funding:  We often say that “each family is different.”  That's why we specialize in educating you on a variety of financial topics, such as the importance of establishing trusts, shifting tax laws that may impact your estate and legacy plans, savings in your youth, and memorializing your family.

Investment Planning:  One of the most important decisions when it comes to investment planning is determining your asset allocation needs and who will be making the day-to-day decisions of where and how to invest their assets.  We help our clients understand this decision and how it relates to their risk tolerance and time horizon.
 

Employee and executive benefits:  We help our clients navigate the wide array of potential retirement benefits offered by their company and incorporate them into their overall plan.  From an executive perspective, we assist in the company's employee retention efforts and attract top-tier talent by creating the right retirement plan for owners and their employees.  

 

Wealth Management Services

Our services cover all areas of financial management, from investment and retirement planning, to risk mitigation strategies and issues surrounding estate planning strategies.  We specialize in helping our clients develop a comprehensive, cohesive financial strategy that fits their unique needs and enables them to pursue both short- and long-term strategies.

Wealth
Planning
Estate
Planning
Retirement
Planning
College and Higher Education
Planning
Professional
Money
Management
Insurance &
Liability Planning
Asset Allocation
Analysis
Estate Plan
Analysis
Retirement Income
Planning
529 Plans Fee-Based
Advisory Programs
Business Owner
Needs
Comprehensive
Financial Planning
Charitable Giving Traditional &
Roth IRAs
Education
Savings Accounts
Access to Professional
Money Managers
Disability Insurance
Understanding
Social Security
Beneficiary
Review
IRA Rollovers
& Distributions
UGMA/UTMA
Accounts
Quarterly
Performance Reports
Life Insurance
Tax Planning Gifting & Estate
Tax Planning
Retirement Funding
Analysis
College Funding
Analysis
  Long-Term
Care Insurance
           
Corporate
Executive
Services
Business
Succession
Planning
Cash Management Retirement Plans
for Business
Investment
Banking
Banking, Lending, & Trust Services
Cashless Stock
Options Exercise
Life Insurance
Needs
Check Writing Choosing an
Appropriate Plan
Public Offerings
& Capital Raising
Securities-Based
Lending
Control & Restricted
Stock Transactions
Buy-Sell
Agreements
Visa® Debit Card Reviewing an
Existing Plan
Financial Advisory Visa® Credit Cards
Rule 10b5-1 Plans Estate Planning
Considerations
Bill Payment
Services
Choosing a 
Plan Provider
Mergers &
Acquisitions
Trust Management
& Administration
  Key Person
Insurance
Stifel Access
(online account access)
Selecting a
Third-Party
Administrator
Municipal Finance  

Stifel does not offer legal or tax advice.  You should consult with your legal and tax advisors regarding your particular situation.

 

Lending services for clients of Stifel, Nicolaus & Company, Incorporated are performed exclusively by Stifel Bank and Stifel Bank & Trust (Stifel Banks).  Stifel Bank, Member FDIC, Equal Housing Lender, NMLS# 451163, is affiliated with Stifel Bank & Trust, Member FDIC, Equal Housing Lender, NMLS# 375103, and Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE, each a wholly owned subsidiary of Stifel Financial Corp.  Unless otherwise specified, references to Stifel may mean Stifel Financial Corp. and/or any of its subsidiaries.  Unless otherwise specified, products purchased from or held by Stifel are not insured by the FDIC, are not deposits or other obligations of Stifel Banks, are not guaranteed by Stifel Banks, and are subject to investment risk, including possible loss of the principal.
 
Understanding the potential risks of a Stifel Pledged Asset (SPA) Line of Credit
Speak with your Financial Advisor about your risk tolerance level, market fluctuations, and specifically the potential risks associated with a Stifel SPA Line of Credit.

The SPA Line of Credit is a demand loan using the assets in the account as collateral.  If the minimum required value of the collateral is not maintained, the account holder will be required to:  (1) post additional qualified collateral, (2) repay a portion or all of the debt, or (3) forfeit that shortfall in value of pledged assets to Stifel Bank & Trust.  If the call is not met, Stifel Bank & Trust can liquidate some or all of the assets in the SPA Loan Account.  If terms of the account are not maintained, Stifel Bank & Trust may call the loan due and payable.  Stifel Bank & Trust will attempt to communicate with you to determine the right course of action to alleviate a collateral shortfall. Stifel Bank & Trust has the right to sell securities as needed without your consent to meet a collateral call.

Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE.  Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested.  Stifel Trust Companies do not provide legal or tax advice.